How does Help to Buy work?

The Help to Buy equity loan scheme enables first time buyers and existing home owners to purchase a new home with just a 5% deposit.

The government will lend you up to 20% of the value of your new home, leaving you to raise the remaining 75% from your mortgage provider. Significantly, you will not be charged any fees on the 20% loan the government would provide for the first five years.

A worked example
  • Asking Price: £375,000
  • 5% deposit: £18,750
  • 20% Help to Buy contribution: £75,000
  • 75% mortgage required: £281,250

*Help To Buy is subject to scheme rules & on selected homes only.

Click here to view our available developments.

To find out more about Help to Buy, including how it works and buyer testimonials, click here.

 

Watch

With homes previously available through Help to Buy, view our successful Bethersden development from an aerial perspective.